Services
Home Loans
Discover a wide range of home loan options tailored to your needs. At Lume Finance, we will guide you through the available choices, including fixed-rate mortgages, variable-rate mortgages, interest-only loans, and more. We’ll help you find the loan that aligns with your financial goals. We understand that every client’s situation is unique, and we’ll work closely with you to understand your financial circumstances, future plans, and preferences. Whether you are a first time buyer or have previous exposure to home loans, we’re dedicated to making your home buying process smooth and hassle-free. We’ll explain the entire home loan process, help you understand deposit requirements, and assist you in securing a loan that suits your budget.
Investment Loans
Looking to invest in property? We have investment loan options that cater to your investment strategy. We can assist you in structuring your loans effectively to maximize benefits pertaining to your situation and circumstances. Whether you are looking to make off the plan purchase or an established property, we can guide you with lending solutions that caters your requirements. At Lume Finance, transparency is a core value. We’ll provide clear explanations of interest rates, fees, and terms associated with your chosen investment loan. You’ll have a comprehensive understanding of your financial commitment.
Refinance
Thinking about refinancing your existing mortgage? At Lume Finance, we’re dedicated to empowering you on your financial journey. Refinancing your home loan can open doors to improved terms, lower payments, and increased financial flexibility. We can analyze your current loan and financial situation to determine if refinancing could save you money. Whether it’s securing a lower interest rate, availing lender cash back offers or accessing equity for other purposes, we’ll guide you through the process. Our journey does not stop at settlement as we continue to review rates at regular intervals for our clients. Contact us today to explore your refinancing options and take the first step toward a brighter financial future.
SMSF
A Self-Managed Super Fund (SMSF) loan is a specialized lending solution that allows your superannuation fund to borrow money for investing in property. This presents a unique opportunity for you to leverage your superannuation funds and grow your wealth through real estate, potentially leading to significant financial benefits in the long run. Don’t miss out on the opportunity to build a more diversified and prosperous investment portfolio. Contact Lume Finance today to learn how SMSF loans can unlock the potential of property investment within your self-managed super fund.
Personal Loans
At Lume Finance, we understand that life’s financial journey can be full of unexpected twists and turns. Whether you’re planning a dream vacation, consolidating debt, funding a wedding, medical bills or covering unexpected expenses, a personal loan can provide the flexibility you need. Unlike some other types of loans, personal loans are often unsecured, meaning you don’t need to put up collateral such as your home or car. We are here to guide you through the process of securing a personal loan that aligns with your unique financial situation and goals. Contact us today to schedule your consultation.
